I called my bank before setting off for Japan to let them now that I'd be away and that there will be some foreign transactions on my card over the next week or so. Anyway after tracking down a friendly looking ATM imagine my surprise when it didn't spit out any cash. I tried several other cashpoints all with the same result – no cash. What was going on?
I phoned HSBC only to be told that the call centre was closed and that I should try again in (UK) business hours. Great. I then tried the 24 hour lost card line and was eventually told that the reason my card had been declined was that I had 'exceeded my daily cash withdrawal limit' (they couldn't actually tell me what the limit was). By this time it was about 11.45pm BST, so I waited until midnight, tried the ATM again and this time I walked away with a wedge of Yen.
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